AG Logo

Preble County Save Our Homes
Foreclosure Prevention Resources


The Save Our Homes Program is a national program that helps people with foreclosure using reliable, local contacts.

Member Taskforce Organizations: H.I.T. Foundation, Eaton Chief of Police Phil Romeo, Eaton-Preble County Chamber of Commerce, Preble County Commissioner Bob Stonecash, Preble County District Library, Preble County Sheriff's Office, OSU Extension, United Way of Preble County.

Foreclosure Prevention | Scam Prevention | General Economic Assistance | Legislation

 

Foreclosure Prevention:

What to do if you get behind in your mortgage:

Step 1: Contact Home is the Foundation at (866) 230-6240 or (937) 472-0500

This is a local, non-profit organization that facilitates foreclosure prevention with lenders. HIT Foundation works directly with Making Homes Affordable

  • If a complaint is filed against you, failure to answer in 28 days is admitting the complaint. Here is the Ohio Attorney General's information on how to file an answer to a complaint: Page 1, Page 2, Page 3, Page 4

  • This is the Ohio Attorney General's information on how to get an extension of time: Page 1, Page 2

    • Step 2: Contact 211 (United Way) for a variety of general economic assistance including Legal Aid Resources.

    Step 3: Contact Preble County Job Center at (937) 456-6224 option 2 for employment resources.

    Step 4: Legal Assistance: Contact Save the Dream Hotline 1-888-404-4674 or Ohio Legal Services at 1-866-529-6446 to see if you qualify for an attorney at no cost.

    Foreclosure Facts

    Foreclosure Growth in Ohio 2010

    Scam Prevention

    If you are asked to pay a fee for foreclosure prevention-you are probably being scammed!

    Ohio Attorney General Richard Cordray is warning that consumer scams are on the rise as the economy weakens. "As times get tough, scam artists get tougher," Cordray said. "Criminals prey on the vulnerable, and today all too many of us are financially vulnerable."

    Step 1: How to identify if you a scam and tips to avoid being scammed.

    Brochure 1 ,

    Ohio Attorney General Information page 1,

    Ohio Attorney General Information page 2

    Step 2: Find out if the company is reputable.

  • Contact SpeakOutOhio.gov

    or contact the Miami Valley Better Business Bureau or (937) 222-5825

    Step 3: If you think you have been a victim of predatory lending or a foreclosure Rescue Scam, you can file a complaint at Speakoutohio.gov.

    Speak Out Ohio Brochure


    General Economic Assistance

    • General Housing | Food | Jobs | Health Care | Other

     

    General Housing Information

    1) Community Action Partnership: (937) 456-2800
    a) Emergency Shelter
    This short-term shelter provides emergency shelter and supportive services for homeless and transient persons. Families may stay for up to thirty days while individuals may stay as long as fourteen days. Customers must pass a criminal and drug background check to be considered. Contact the Preble County Police Department.
    b) Section 8 Existing Housing Program
    Low-income home and apartment renters may be eligible to receive continuing rental assistance.

    2) Once Around Thrift Shop/Food Bank (937) 456-6560

     

    Food

    1) Angel Food Ministries: (937) 456-7174

    Call our new 24-hour hotline for answers to common questions, including menu information and host site contact information 1-877-FOOD-MINISTRY (1-877-366-3646).

    2) Preble County United Way/Help Link: (937) 456-7174 or 211 or 1-800-917-3224

    3) Home-Delivered Meals for the Elderly (937) 456-2800 or (937) 456-4947
    Older Adults may enjoy a well-balanced meal five days per week.

    4) WIC (Women, Infants, Children) (937) 456-5457

    5) Once Around Thrift Shop/Food Bank (937) 456-6560

    6) St. John's United Church of Christ (937) 839-1615

    7) Higher Heights Church of God (937) 452-3600

    8) United Methodist Church (937) 452-3328
    *Must live in the Preble Shawnee School District

    9) First Brethren Church (937) 787-3537
    *Must live in Gratis area

    10) Trinity Lutheran Church (937) 962-2741

    11) St. Paul United Methodist (937) 437-8484

    12) Wares Chapel Church (937) 678-4564
    *Must live in Monroe Township

    13) Gratis Food Bank (937) 787-4317 or (937)787-3860
    *Gratis Township Only

    14) The First Church of God (937) 456-4681(Karen Bryant)
    * All children ages 1 through 18 are eligible to receive free meals during the summer months at participating program sites. Individuals ages 19 through 21 who have been identified as having mental or physical disabilities and are following Individualized Education Programs (IEPs) through their current enrollment in educational programs also are eligible for free summer meals.

    Map of Summer Food Service Programs in Ohio. Ohio residents can use this map to find participating Summer Food Service Programs in their area. Just click on the appropriate county or enter a zip code and a list of names, addresses and contact information for current Summer Food Service Programs in the selected area will be generated.



    Jobs

    1) Preble County Job Center: (937) 456-6224 Option 2

    The job center has area job postings, area classified newspapers, free phone, resume writing computer assistance, and re-training resources.

    2) Workforce Center (937) 456-4038

    3) Ohio Means Jobs - View the PowerPoint Instructions on using the site.

     


    Health Care (Insurance Assistance/Accept Medicare)

    NEW! Guard Health Care: Free-August 2009

    NEW! COBRA Aid Part of Stimulus Package: plan includes second enrollment chance & premium reductions

    1) Children with Medical Handicaps (937) 456-8192

    2) Preble County General Health District (937) 472-0087

    3) Job & Family Services (937) 456-6205

    4) Miami Valley Vision Care Dr. DeVon Meyer (937) 456-5559

    5) Miami University Speech ( 513) 529-2500

    6) Bureau for Children with Medical Handicap (937) 456-8192

    7) Preble County Council on Aging: (937) 456-4947 or 1-800-238-5146
    Available to Preble County residents age 50 and older.

    1.       Assists with Insurance and Medicare claims

    2.       Educational programs about Social Security, LTC Insurance, Managed Care, etc.

    3.       Prescription Programs


    Hospitals:


    1) Children's Medical Center 1-800 797-9797

    2) Miami Valley Hospital (937) 208-8000

    3) McCullough-Hyde Memorial Hospital (513) 523-2111

    4) Reid Hospital ( 765) 983-3000

    5) Grandview/Southview Hospital (937) 456-6902

    6) Good Samaritan Hospital (937) 278-2612

    7) Dayton Heart Hospital 1-800-975-9996

    8) Middletown Regional 1-800-338-4057


    Other


    Energy Savings Whether youre buying a refrigerator, thinking about ways to reduce your home heating and cooling bills, or trying to save money on gas, the Federal Trade Commission (FTC), the nations consumer protection agency, has information that can save you money in every room of your home.

    Legislation

    Laws are changing quickly, please see below for the latest information.

    1) Ohio Attorney General Contact Information ( 765) 983-3000

    AG Logo